Send money from the UK to Africa in minutes
TwintaPay makes it simple to support family and friends in Nigeria and Ghana — with great rates, low fees and money that arrives fast.
Get a quote
Live rateIndicative quote. Final rate is confirmed before you pay.
Transfers delivered
Sent to Africa (£)
Countries served
Customer rating
Popular destinations, real-time rates
Choose a country to see live rates, fees and delivery times.
Send money in three simple steps
Create your account
Sign up in minutes and verify your identity once. Your details stay encrypted and secure.
Choose amount & country
Enter how much to send, pick Nigeria or Ghana, and see exactly what your recipient gets.
Pay & they receive
Pay by card or bank transfer. The money lands in a bank account or mobile wallet — fast.
Money transfer the way it should be
Great exchange rates
We keep our margins low so more of your money reaches home. Compare our live rate any time.
Low, upfront fees
One small, transparent fee per transfer. No hidden charges and no surprises at checkout.
Fast delivery
Most transfers to Nigeria and Ghana arrive within minutes, straight to a bank or mobile wallet.
Bank-grade security
Your money and data are protected with encryption and strict verification on every payment.
7-day support
Real people, ready to help by chat, email or phone whenever you need a hand.
Twin continents
Built for the UK–Africa community — one payment connection between the places you call home.
However your loved ones want to receive
Send straight to a bank account, top up a mobile-money wallet, or arrange cash for pickup. You choose what works best for them.
See payout optionsBank deposit
Direct to any major bank.
Mobile money
Instant wallet top-ups.
Cash pickup
Collect at partner agents.
Trusted across the UK & Africa
“Money reached my mum in Lagos before I even finished my coffee. The rate was better than my bank, too.”
“I send to Accra every month. TwintaPay is fast, the fee is tiny, and support actually replies.”
“Simple, clear fees, no surprises. Exactly what you want when you are sending money home.”
Guides & money tips
How to send money to Nigeria from the UK
A simple, step-by-step guide to sending money to Nigeria — from choosing an amount to your recipient getting paid.
Read articleUnderstanding exchange rates when sending money to Ghana
What the GBP–GHS rate really means, and how to make sure more of your money reaches home.
Read articleBank deposit vs mobile money: which payout is best?
Bank transfer, mobile wallet or cash pickup? Here’s how to choose the right payout method for your recipient.
Read articleTake TwintaPay everywhere
Send money, track transfers and check live rates from your pocket. Download the TwintaPay app for the fastest way to send to Nigeria and Ghana.
- Send in under a minute
- Track every transfer live
- Rate alerts & notifications
- Bank-grade security
You send
They receive
Ready to send money home?
Join thousands sending to Nigeria and Ghana with TwintaPay. Great rates, low fees, money in minutes.
Send money now